JOE LAVELLE - PRINCIPAL
Joe Lavelle is a Chartered Accountant specializing in the provision of professional consultancy services to the financial services sector.
Joe works mainly with Firm’s operating in the FINTECH (Payment/Electronic Money Institutions, Specialist Credit Institutions/Banks etc.) who are either seeking regulatory authorisation or require specialist input with the challenges posed by compliance with global financial services regulation. He has established financial institutions across the EU and served as CFO, Executive Director, Non-executive Director and Chief Compliance Officer of leading FINTECH Financial Institutions.
Joe established and co-founded one of the first Payment Institutions to be authorised in Malta after which he founded Lavelle Consulting through which he shared his experience assisting start-up entities to formulate their business plans and obtain regulatory authorisation in Ireland, Cyprus and the UK.
Joe spent several years at management level with the “Big 4” accountancy firm Deloitte and operated at senior level with a number of clients on secondment. He is a member of the Chartered Accountants Ireland and holds a BA in Economics from the National University of Ireland. He is currently a Director of a number of regulated entities in Ireland and the UK whilst contributing to financial services debates.
ALAN GOSLAR - PRINCIPAL
Alan Goslar is a consultant specialising in payments services. He has a number of board and advisory positions with companies directly involved in the payments industry.
As a specialist adviser, Alan has undertaken a number of assignments focussing on the eCommerce payments sector. These have included advising a number of Banks and Payments Services Processors worldwide on the requisite risk management and compliance processes for eCommerce, the obtaining of regulatory approvals and maintenance of regulatory compliance, the resolution of compliance matters with Visa and MasterCard, and the introduction of new payments mechanisms. He was also responsible for the conception, design, and specification of one of the first prepaid payments companies, which launched in 2002. Prior to this, Alan had an extensive career in the financial services industry, including many years in banking and latterly at Visa International.
Current Appointments
Board Director of eMerchantPay Limited, a payment institution registered with the FCA in the UK.
Board Director of Onpex, a payment institution registered with the CSSF in Luxembourg.
Adviser to various Banks, providing resolution of regulatory and compliance matters with Visa and MasterCard.
Adviser to various PSPs/IPSPs providing resolution of regulatory and compliance matters with Visa and MasterCard.
Previous Appointments
Founder of, and adviser to, Transactworld, a regulated ELMI in the UK.
Chairman of the Board and adviser to Secure Trading Financial Services, a regulated ELMI in Malta.
Chairman of Supervisory Board and adviser to Payon AG, an eCommerce processor in Germany.
Adviser to various regulated ELMIs in the UK, Gibraltar, Luxembourg, Malta, Netherlands.
Adviser to various banks and PSPs in EMEA.
Adviser to Chairman and CEO, State Bank of Mauritius.
Adviser to CEO, Paycom - one of the top PSPs in the USA.
JAMES LILLIS - CONSULTANT
Specialist in licensing, data protection, contracts and compliance (with a focus on the Second Payments Services Directive ‘PSD2’)
Has held controlled functions in financial institutions in the United Kingdom and Cyprus
Obtained a license from the Financial Conduct Authority (UK) for a FTSE listed firm
Obtained re-authorisation for two firms as required by PSD 2
Data Protection Officer at a large multi-national payments firm
Background in business analysis and law provdes the ability to translate complex laws and regulation to easily digestible summaries and diagrams
Holds a Degree in Business Studies, a Postgraduate Diploma in Legal Studies, an M.A. in Law, the Degree of Barrister at Law, a Diploma in In-House Practice and a Certificate in Data Protection Practice